Money I have borrowed (credit cards, loans, mortgages)
½ñÈÕÈÈÃÅʼþdoes not settle credit disputes or award compensation.
Please read the following information about resolving these disputes through the internal dispute resolution process and external dispute resolution schemes:
- Disputes with financial firms (INFO 174)
- What to do if you are dissatisfied with a decision by the Australian Financial Complaints Authority (INFO 176)
ASIC's consumer website, gives a step-by-step guide to resolving problems with providers of credit such as cards, home and personal loans and lines of credit.
Commercial loans: If you are in a dispute about a commercial loan, the laws are different to other types of loans, please read:
- Disputes about commercial loans (INFO 207)
We welcome reports of misconduct if a credit provider has broken the laws we enforce, but we will only contact you about your report if we need more information: